Loan Programs Offered by Investment Capital Partners

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 At Investment Capital Partners (ICPKC), we provide a range of financing solutions tailored to meet the needs of real estate investors. Whether you're looking to expand your rental portfolio, finance a fix-and-flip project, or secure funding for commercial acquisitions, we have the right loan program for you.

Designed for buy-and-hold investors, this financing option allows you to cash out rental properties and reinvest, enabling continued growth and portfolio expansion.

As of April, 2025:

• Rates: low to mid-7%
• Origination: typically 1% to Investment Capital Partners
• Term: fixed for 30 years; fully amortizing
• LTV: rate and term up to 80% and cash out up to 75%
• Prepayment period: step down; up to 5 years to obtain a lower rate

We help investors evaluate and finance multiple properties, structuring loans that save you money and align with your long-term investment goals.

Perfect for fix-and-flip projects or renovate-to-rent strategies. Available for both residential and commercial properties (5+ units), this financing offers the flexibility you need to move quickly in the market.

Loans designed for the acquisition, renovation, or repositioning of commercial real estate, including multi-family, industrial, and mixed-use properties.

A True Lending Partner – We provide creative solutions that help move your business forward.

Investor-Focused Approach – We care about your long-term success and only approve deals that make sense.

Local Market Expertise – As experienced real estate investors, we understand your needs and speak your language.

Market Insight & Loan Knowledge – We stay updated on industry trends and financing products to offer the best solutions.

Fast & Reliable Communication – We know the market moves quickly—so do we.

If you're ready for a lending partner who is as invested in your success as you are, we’re ready to help.

You can also download our loan application (see the Apply page) and submit it via email along with the required documents.

Let’s grow your real estate investment business together!